Segregated Funds

A Way to Build Wealth While Limiting Risk

Segregated funds (sometimes referred to as Guaranteed Investment Funds or GIFs) are classified as insurance products and can play an important role in a comprehensive financial plan. These funds offer several unique characteristics that make them an ideal investment option under certain circumstances.

Benefits of Segregated Funds

  • Potential creditor protection
  • Death benefit guarantees
  • Principal guarantees
  • Ability to lock in gains

GP Wealth Management’s line of segregated funds can give you the growth potential of investment funds with the security of insurance guarantees. We can assist you in evaluating the potential benefits of adding segregated funds to your portfolio.

Related Information

  • Segregated Funds Available

    We offer a range of segregated funds from leading life insurance companies to satisfy individuals, families and business owners.

    Segregated Funds Available

    Invesco Segregated FundsGreat West Life Assurance Co.
    CI Segregated FundsMackenzie Segregated Funds
    Canada LifeStandard Life
    Empire LifeTD Guaranteed Funds
    If you have any questions about investing in segregated funds, send us an email and we would be pleased to help.


  • Building a Better Portfolio

    Helping You Build a Better Portfolio

    Research has shown that successful investing involves not only choosing the right funds but the right combination of funds. In fact, your investment mix (particularly the mix between income and equity investments) is the single most powerful factor driving your overall return.

    Use key tools in asset allocation planning

    One of the key tools in asset allocation planning is the efficient frontier graph. It illustrates the trade-off between risk and return when two investments are mixed in varying amounts. An analysis of Canadian bonds and equities over the past forty years reveals two important lessons:

    1. The first is critical for conservative investors: combining bond and equity investments is actually less risky than investing solely in bonds. This occurs because the benefit of diversification achieved by combining different types of investments more than offsets the added risk of equities in the portfolio.
    2. The second lesson is for more aggressive investors who seek to maximize returns by investing solely in equities. By adding 20% bonds to an equity portfolio you will significantly reduce portfolio risk with only a slight loss of return potential.

    Doing this type of analysis requires extensive testing and sophisticated computer technology. This scientific approach is now available to you through our Signature Service Program.

    Diversify your portfolio for stability

    When you invest in just one fund, or in funds that are very similar to each other, your investment returns will tend to fluctuate more widely. The key to stabilizing returns is to combine a variety of investments with different characteristics. Each GP Wealth Management Portfolio is highly diversified, representing:

    • Five to six mutual funds
    • Hundreds of individual securities and a variety of asset classes
    • The expertise of over 500 investment professionals worldwide

    It’s all about decisions. One, to be exact

    You could spend your Saturdays poring over fund performance or join our Signature Service Program and leave the rest up to us.

    • Signature Service Program simplifies the investment process while helping you to maximize long-term returns
    • A questionnaire guides you to the asset mix that’s right for you
    • Automatic rebalancing keeps your investment on track without any fees
    • Tracking your investment results becomes easy

    Interested to learn more about building your portfolio?

    contact us

  • Segregated Fund Research

    Segregated Fund Research

    To conduct research on segregated funds, we encourage you to visit GlobeFund.

Important Information

Segregated funds are insurance investment products made available through GP Capital Insurance.

Investor Protection

Segregated funds provided by GP Capital Insurance Agency are protected by Assuris.

Learn more

Client Relationship Document

We’ve developed a plain-language document that describes the relationship between you and your GP Wealth Financial Advisor or Planner.